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Benefit cap

The benefit cap is a limit on the total amount of benefit you can get. It applies to most people aged 16 or over who have not reached State Pension age.

How much is the benefit cap?

The benefit cap rates are:

  • £384.62 per week (£20,000 a year) if you're in a couple
  • £384.62 per week (£20,000 a year) if you're a single parent and your children live with you
  • £257.69 per week (£13,400 a year) if you're a single adult

If you're getting more than that, your benefit will be reduced.

What do I need to do?

You don't need to do anything - the benefit cap will be applied automatically.

You might not be affected by the benefit cap if you get certain benefits or you're over State Pension age.

If you're claiming Universal Credit the benefit cap might not start for 9 months, depending on how much you're earning.

If you're affected by the benefit cap and you're struggling to manage your money, there are a number of organisations who can offer you advice.

Can I appeal?

You cannot appeal against your benefit being capped.

If you think your income has been calculated incorrectly, or your circumstances mean you're exempt from the cap, contact:

Department for Work and Pensions benefit cap helpline
Phone: 0845 605 7064
Textphone: 0845 608 8551 (people with hearing or speech impairments)